Knowledge and experience are the keys to a successful real estate transaction. By involving professional experienced REALTOR® like Kevin Rose, you make available an enormous amount of valuable information and data that is only available to them due to their participation in the National Association of Realtors®. This, along with their local expertise, experience and training -- can be the essential keys to your success.
One of the many keys to making the homebuying process easier and more understandable is planning. In doing so, you'll be able to anticipate requests from lenders, lawyers and a host of other professionals. Furthermore, planning will help you discover valuable shortcuts in the homebuying process.
Do You Know What You Want?
Whatever your answers, the more you know about the real estate marketplace, the more likely you are to effectively define your goals. As an interesting exercise, it can be worthwhile to look at the questions above and to then discuss them in detail with your family before meeting with Kevin Rose, your local REALTOR®.
Do You Have The Money?
In addition to a down payment, purchasers also need cash for closing costs (the final costs associated with closing the loan). Several newly emerging loan programs not only allow the purchase of a home with no money down, but also underwrite closing costs.
Not everyone, however, elects to purchase with little or no money down. Less money down means higher monthly mortgage payments, so most homebuyers choose to buy with some cash up front.
As to closing costs, in markets where buyers have leverage, it may be possible to negotiate an offer for a home that requires the owner to pay some or all of your settlement expenses. Speak with Kevin Rose, your local REALTOR® for details.
Is Your Financial House in Order?
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