There's no doubt that choosing a home in the Lafayette, Louisiana or surrounding Acadiana area ( Abbeville, Arnaudville, Breaux Bridge, Broussard, Carencro, Crowley, Duson, Eunice, Kaplan, Lafayette, New Iberia, Opelousas, Rayne, Scott, Youngsville) is a big decision, and you want to do it right.
As a home buyer, here's what actually happens. A home has been placed on the market for which the home seller has established an asking price as well as other terms. In effect, this is an offer. At this point, you have three choices: accept the home seller's offer and create a contract; reject it and not make an offer; or suggest different terms and make a counter-offer. If you choose this last option, the home seller may accept, reject or make a counter-offer.
No aspect of the homebuying process is more complex, personal or variable than bargaining between home buyers and home sellers. This is the point where the value of an experienced REALTOR® like Marcee and Kevin Rose is clearly evident because they know the community, have seen numerous homes for sale, knows local values and have spent years negotiating realty transactions.
Is it THE house?
How do you know if a house is THE one? Probably the best approach is to look at as many homes as possible, something made easy by Myacadianahome.com, where you can quickly and easily view huge numbers of homes, check prices, take video tours and view extensive neighborhood information. Once your choices have been narrowed, you can then contact a your REALTOR® Kevin Rose to find specific information and options.
Can you really afford it?
How reliable is a preapproval? While preapproval is not a loan commitment, it's still necessary for lenders to check such items as appraisals and the latest credit reports. Despite fluctuating interest rates, preapproval nonetheless provides a reasoned, careful analysis of what you can afford. After all, loan officers are routinely paid only when loans are originated. It doesn't make much sense for loan officers to suggest high loan limits that later can't be delivered.
For more information: Next: Get Financing
Next: Get Financing